England & Wales · Retrofit grants

What grants could help pay for home improvements?

Answer six quick questions and we'll grade every live scheme as likely, possible, or ‘doesn't fit your answers’ — with the reason, the official page, and a straight answer on the schemes that have closed. A signpost, not an eligibility decision.

Funding routes worth checking

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schemes your answers point to a real route into — a signpost, not an eligibility decision

Boiler Upgrade Scheme

£7,500 towards an air- or ground-source heat pump (or biomass)

Likely a route

Not means-tested — open to you regardless of income. Your installer applies; you'll need a valid EPC with any loft and cavity-wall insulation already in place.

  • Not income-tested — open to private landlords.
  • Needs a valid EPC, usually with no outstanding loft/cavity-wall recommendations.
  • One grant per property; applied for by your installer.
Open, running to 2028.Official scheme page →

Warm Homes: Local Grant

Insulation and low-carbon heating, delivered by your local authority

Possible — depends

It depends on household income (around ≤£36,000) or being on a qualifying benefit — worth confirming with your council.

  • Targets lower-income households (roughly ≤£36,000, or on qualifying benefits) in EPC D–G homes.
  • Private rentals are eligible but landlords typically contribute to the cost.
  • Administered locally — availability and exact criteria vary by council.
Running 2025–2028 (rollout varies by council).Official scheme page →

Energy Company Obligation (ECO) / insulation schemes

Supplier-funded insulation and heating measures

Window closed

The ECO4 and Great British Insulation Scheme windows closed in early 2026. Check whether a successor ECO/Warm Homes phase has opened before relying on it.

  • Routes are either benefit-based, or via your council's broader 'LA Flex' criteria (low income / health / energy-inefficient home).
  • Private rentals are eligible with caps; landlords may need to contribute.
The ECO4 and Great British Insulation Scheme windows closed in early 2026 — check the current ECO/Warm Homes phase before relying on it.Official scheme page →

Schemes, eligibility rules and funding windows change. These are signposts, not an eligibility decision — confirm current rules via each scheme's official page. Eligibility usually depends on the household's income or benefits and the property.

Want the number for your actual home?

These are cohort medians. Check your real EPC instead.

Enter your address and we start from the home's real certificate in the register — its own rating, the recommended improvements, and what it'd cost to make it warmer and cheaper to run — not a typical home like it.

More calculators

Scheme rules reviewed June 2026 against official gov.uk and gov.wales sources. Eligibility ultimately depends on the household and the property — confirm current rules on each scheme's own page. Methodology.